CIC

Compulsory Insurance Coverage (CIC)

In compliance with Republic Act 10022, we at Manila Bankers have made it our priority to provide comprehensive coverage for our Overseas Filipino Workers (OFWs) while they are abroad. We offer a full range of benefits, from natural and accidental death, permanent disability, and repatriation of mortal remains, medical evacuation, and compassionate visits. It also includes benefits for repatriation due to unjust termination, subsistence allowance for legal matters, and money claims in case of disputes with employers.

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Products' Features And Benefits
Master Policy
A benefit amounting to $10,000 paid out to the designated beneficiaries of the OFW in case death due to a natural cause.
A benefit amounting to $20,000 paid out to the designated beneficiaries of the OFW in case death due to an accident.
A benefit amounting to up to $7,500 paid out to the OFW in case a total and permanent disability resulting in being unable to engage in gainful employment. The amount is based on the schedule of benefits provided in the policy contract.
A benefits that covers the expenses of bringing the OFW back home to the Philippines, alive or otherwise, including personal belongings.
A benefit equivalent to at least three (3) months of every year of the terminated employment contract that is decided upon by the NLRC as illegal termination. The amount shall not exceed US$1,000 per month up to a maximum of six (6) months.
A benefit that entitles an OFW to request for anyone to visit in case of hospitalization of at least seven (7) consecutive days.
A benefit that provides the necessary transportation to an adequate medical facility as determined by MBA’s attending physician and consulting physician.
A benefit that will return the OFW home when medically necessary given the appropriate clearance to travel by the attending physician