Income Replacement Assurance (IRA)

Manila Bankers Life’s Hospital Daily Income product is a yearly renewable policy that gives you protection by providing compensation of lost income in case of hospital confinement. Benefit starts at ONE HUNDRED PESOS per unit and up to a maximum benefit of TWO THOUSAND PESOS (PHP 2,000.00) per day.

Things happen. Secure yourself in case of emergency.

Hospital Daily Income Benefit (HDIB)

The insured will receive PHP 100.00 per day of confinement for 1 unit up to a maximum of PHP 2,000.00 per day of confinement for 20 units.


  • Eligibility age of 1 to 64 years old
  • Grace Period of 31 calendar days.
  • Reinstatement Period of 3 years